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Gap Coverage

Buick Guaranteed Asset Protection (GAP) Coverage Logo
Buick GAP Coverage1 can provide added financial protection in the event of a total loss by waiving some or all of the difference between what you owe on your finance agreement and the amount your primary insurer pays, including your deductible. 
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      Key benefits

      • The only GAP Protection endorsed by Buick and General Motors
      • Offered in terms up to 8 years
      • Available for any finance amount on new, and pre-owned vehicles only at the time of vehicle purchase
      • No maximum dollar amount on covered losses that are waived
        • Includes a waiver for your primary insurance deductible up to $1,0002
        • Covers rideshare services
        • Can be canceled3 at any time
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            HOW IT WORKS

            Buick Guaranteed Asset Protection (GAP) Coverage Infographic

              DON’T PAY FOR A TOTAL LOSS

              GAP Coverage protects you from paying on a vehicle that is a total loss. In that event, this Plan can help cover the amount you owe on the vehicle that your insurance doesn’t cover. Ask us for Buick GAP Coverage—the only plan with the same name as your vehicle.
              EXCLUSIONS4
              • Any amounts owed on the vehicle finance agreement resulting from late fees, due date changes, or from missed, delinquent, deferred, or skipped payments
              • Total losses resulting from dishonest, fraudulent, or illegal acts (such as DUI) by customer, customer’s family members, or other persons acting under customer’s authority

                • Vehicles used for competitive racing or for a prohibited commercial purpose
                • If the customer has refinanced the vehicle finance agreement
                • Deductions taken by the primary insurer, such as prior damage, salvage, missing items, excess towing, custom equipment, and storage

                  YOU MAY ALSO CONSIDER

                    Pre-Paid Maintenance
                    Buick Protection Pre-paid Maintenance Logo with Oil Can Icon
                    With Pre-Paid Maintenance5, you are covered for scheduled oil and filter changes and tire rotations during the coverage period. You also get the added benefit of Buick Certified Service technicians who know your vehicle best.
                    TERMS & CONDITIONS Plan Details
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                        AVAILABLE PLANS

                        PROTECTION PLAN GAP COVERAGE PRE-PAID MAINTENANCE TIRE & WHEEL
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                            Disclaimers:

                            1. Please see your Addendum for details. GAP programs vary by dealer/lender/state of purchase. Maximum eligibility limits, coverage limits, and exclusions apply. Note that you remain responsible for past-due payments, late fees, other charges on your finance agreement, and any other amounts not covered by the GAP product. Not available for purchase in NY.

                              GAP is optional and is not insurance. All transactions related to GAP are governed solely by the provisions of the Buick Guaranteed Asset Protection (GAP) Deficiency Waiver Addendum (“Addendum”). This website provides general product information about the Buick GAP product and should not be solely relied upon when purchasing coverage. Please refer to the Addendum for details of terms, conditions, and specific coverage, including limitations and exclusions. Terms and conditions may vary by state. Not available for purchase in all states. Some models may not be eligible for coverage. Contact your dealer for more information.

                              The Obligor of the Buick GAP product is GM Protections, LLC, 801 Cherry Street, Suite 3500, Fort Worth, TX 76102, (833) 959-0104. The Administrator of this Plan is Safe-Guard Products International, LLC, Two Concourse Parkway, Suite 500, Atlanta, GA 30328, (833) 959-0104.

                              In California, the Obligor/Administrator of this plan is Safe-Guard Products International, LLC, Two Concourse Parkway, Suite 500, Atlanta, GA 30328, (833) 959-0104.
                            2. Primary insurance deductible coverage is not available in all states. See state-specific provisions in your GAP Addendum for complete details.
                            3. Coverage is fully refundable within 30 days, as long as no claim has been filed for loss. For cancellations after 30 days, a pro rata refund will be given, less any applicable cancellation fee, unless otherwise required by law. All refunds will be made to the financial institution/lender.
                            4. Not a full list of exclusions. See GAP Addendum for a complete list of exclusions.
                            5. This Plan is optional and is not insurance. All transactions related to this Plan are governed solely by the provisions of the applicable Buick Pre-Paid Maintenance Agreement ("Agreement"). This website provides general product information about the Buick Pre-Paid Maintenance product and should not be solely relied upon when purchasing coverage. Please refer to the Agreement for details of terms, conditions, and specific coverage, including limitations and exclusions. Coverage may vary by state. Not available for purchase in all states. Some models may not be eligible for coverage. Contact your dealer for more information.

                              The Obligor of the Pre-Paid Maintenance product is GM Protections, LLC, 801 Cherry Street, Suite 3500, Fort Worth, TX 76102, (833) 959-0104. The Administrator of this Plan is Safe-Guard Products International, LLC, Two Concourse Parkway, Suite 500, Atlanta, GA 30328, (833) 959-0104.

                              In California, the Obligor/Administrator of this plan is Safe-Guard Products International, LLC, Two Concourse Parkway, Suite 500, Atlanta, GA 30328, (833) 959-0104.

                              In Florida, the Obligor of Pre-Paid Maintenance / Pre-Paid Maintenance Plus is GM Protections, LLC: Florida License Number 52217; 801 Cherry Street, Suite 3500, Fort Worth, Texas 76102, 1-833-959-0104. The Administrator is Safe-Guard Warranty Corporation: Florida License Number 60126, Two Concourse Parkway, Suite 500, Atlanta, GA 30328, 1-833-959-0104.